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Initial necklaces UK (2026): the best gold letter necklaces, from £100

An initial necklace is the easiest way to make jewellery personal: her letter, or the letter of someone she loves. These are the best gold initial necklaces at every budget, which letters each one comes in, and which come with a chain.

By the Sterling Guild team · Updated 28 October 2026 · Prices checked daily at Goldsmiths · How we choose

Our top picks: Goldsmiths 9ct White Gold Letter A Initial Pendant Necklace, Goldsmiths 9ct Yellow Gold Letter A Pendant, Roberto Coin Tiny Treasures 18ct Yellow Gold 0.06ct Love Letter B Necklaces

We don't sell jewellery. Links to retailers are affiliate links: if you buy after following one, the retailer may pay us a commission. You pay the same price, and no brand or retailer pays to appear. How this works

Our top picks

  1. Best overallGoldsmiths 9ct White Gold Letter A Initial Pendant Necklace£1509ct white gold, in every letter from A to Z, on an adjustable 15 to 17 inch chain.
  2. Best in yellow goldGoldsmiths 9ct Yellow Gold Letter A Pendant£96A small 9ct yellow gold letter on a fine chain, around £100.
  3. Best with diamondsRoberto Coin Tiny Treasures 18ct Yellow Gold 0.06ct Love Letter B Necklaces£955Roberto Coin's Love Letter in 18ct gold, set with diamonds.
In this guide
  1. How we chose
  2. The best initial necklace: Goldsmiths 9ct white gold
  3. The best in yellow gold, around £100
  4. The best initial necklace with diamonds
  5. The luxury choice: Annoushka Initials
  6. Make it more personal
  7. Questions people ask

The best initial necklace for most people is Goldsmiths' 9ct white gold initial necklace: real gold, in every letter from A to Z, on an adjustable chain. In yellow gold, its 9ct letter pendant costs around £100, and for diamonds, Roberto Coin's Love Letter in 18ct gold.

Every piece here is sold new by Goldsmiths, a UK authorised retailer, at Goldsmiths' own price on the date shown. All diamonds are natural.

How we chose

We went through the initial and letter necklaces Goldsmiths has in stock, checked which letters each comes in and whether the chain is included, and picked the best at each budget. Details come from Goldsmiths' own product pages. We earn a commission if you buy through our links, which never changes the price you pay.

Necklace Gold Letters Chain Price
Goldsmiths initial necklace 9ct white All 26 15 to 17 inches, adjustable £150
Goldsmiths letter pendant 9ct yellow All but B, V and W 38 to 43cm £96
Roberto Coin Love Letter 18ct, with diamonds All 26, across yellow and white gold 16 to 18 inches £955

Letters are as Goldsmiths had them in stock when we checked; each necklace's page shows the letters available now.

The best initial necklace: Goldsmiths 9ct white gold

An initial in 9ct white gold on an adjustable 15 to 17 inch chain, in every letter from A to Z, according to Goldsmiths.

Goldsmiths 9ct White Gold Letter A Initial Pendant Necklace
Best overallGoldsmiths 9ct White Gold Letter A Initial Pendant Necklace Necklaces · White gold £150Price at Goldsmiths, 28 October 2026 Full detailsSee it at Goldsmiths

The best in yellow gold, around £100

Goldsmiths 9ct yellow gold letter. A small letter, 4 by 4.5mm, on a fine 0.7mm chain that's 38 to 43cm long, according to Goldsmiths. It comes in every letter except B, V and W when we checked.

Goldsmiths 9ct Yellow Gold Letter A Pendant
Best in yellow goldGoldsmiths 9ct Yellow Gold Letter A Pendant Necklaces · Yellow gold £96 £120Sale price at Goldsmiths, 28 October 2026 Full detailsSee it at Goldsmiths

The best initial necklace with diamonds

Roberto Coin Love Letter. A letter in 18ct gold set with diamonds, from Roberto Coin's Tiny Treasures collection, on a 16 to 18 inch chain, in yellow or white gold: every letter from A to Z across the two, according to Goldsmiths' listings.

Roberto Coin Tiny Treasures 18ct Yellow Gold 0.06ct Love Letter B Necklaces
Best with diamondsRoberto Coin Tiny Treasures 18ct Yellow Gold 0.06ct Love Letter B Necklaces Necklaces · Yellow gold · Diamond · 0.06ct total £955Price at Goldsmiths, 28 October 2026 Full detailsSee it at Goldsmiths

The luxury choice: Annoushka Initials

Annoushka's Initials pendants are 18ct yellow gold with diamonds, in every letter, but they're sold as the pendant only: the chain is sold separately, according to Goldsmiths. Annoushka's own chains are on Goldsmiths too.

Make it more personal

An initial pairs well with a birthstone: her letter and her month's stone, worn together. See our birthstone jewellery guide. Goldsmiths' extended Christmas returns, which we read in October 2026, cover items bought between 1 October 2026 and 3 January 2027, if unused and in their original packaging, with proof of purchase. Always check Goldsmiths' own page before you order.

More initial necklaces

6 more from Goldsmiths, from £150 to £955. Prices and details are Goldsmiths' own; we haven't written about these ones in detail.

Questions people ask

What is the best initial necklace?
For most people, Goldsmiths' 9ct white gold initial necklace: real gold, every letter from A to Z, on an adjustable chain. In yellow gold, its 9ct letter pendant costs around £100; with diamonds, Roberto Coin's Love Letter.
Which letters can you get?
When we checked, Goldsmiths' 9ct white gold initial necklace came in all 26 letters, and its 9ct yellow gold letter pendant in every letter except B, V and W. Roberto Coin's Love Letter came in every letter too, across its yellow and white gold versions (not every letter in both). Each piece's page lists what's in stock.
Do initial necklaces come with a chain?
The Goldsmiths and Roberto Coin initial necklaces in this guide do. Annoushka's Initials pendants are sold as the pendant only, with the chain sold separately, according to Goldsmiths.
What chain length is an initial necklace?
Goldsmiths' white gold initial necklace adjusts from 15 to 17 inches (38 to 43cm), its yellow gold letter pendant comes on a 38 to 43cm chain, and Roberto Coin's on a 16 to 18 inch chain: all sit around the collarbone.
Whose initial should I choose?
Her own initial is the classic. Many people choose a partner's or a child's initial instead, which makes it a lovely gift for a mum. See our jewellery gifts for mum and birthstone jewellery.

How we write these guides: every piece of jewellery is one you can buy new from a UK authorised retailer. Prices and specifications come from the retailer's own product page, and anything extra comes from the brand's website. We check prices and stock every morning, but they can change, so the retailer's page always has the final word. No brand or retailer pays to appear. Read how we choose watches and jewellery and our editorial policy; spotted a mistake? Email contact@sterlingguild.co.uk.